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{"sheet":"Simulación Cliente","index":0,"n_rows":54,"n_cols":24,"rows_kept":54,"cut":false,"hidden":false,"merged":[[30,5,30,6],[31,5,31,6],[32,5,32,6],[37,3,40,8]]}
[]
[]
[]
[null,null,null,"SIMULADOR HIPOTECARIO MIVIVIENDA/EMPRENDEDOR "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Porcentaje %"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Valor "]
[null,null,null,"Valor del Inmueble",600000]
[null,null,null,"Valor Cuota Inicial",424160]
[null,null,null,"Valor Asegurable aproximado",{"$f":"0.75*E8","v":450000},"Se usa como aproximación el 75% del valor del inmueble",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SD. Exonerado",0]
[null,null,null,"Bono Buen Pagador","SI",{"$f":"IF(E11=\"NO\",0,7500)","v":7500}]
[null,null,null,"Bono Verde","SI",{"$f":"IF(E12=\"NO\",0,5400)","v":5400}]
[null,null,null,"% Cuota Inicial",{"$f":"E9/$E$8","v":0.7069333333333333}]
[null,null,null,"Monto a Financiar",{"$f":"E8-E9-F11-F12","v":162940},null,null,null,null,null,null,null,null,null,null,null,"Columna1","Columna2",null,null,null,null,"Columna1","Columna2"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin retorno Titular ",0.03,null,null,null,null,"SD. Exonerado",0]
[null,null,null,"Plazo (meses)",240,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con retorno Titular ",5.0999999999999997E-2,null,null,null,null,"Endosado",0]
[null,null,null,"Seg. Desgravamen (% mensual)","Seguro Desgravamen con retorno Titular + Cónyuge",{"$f":"+VLOOKUP(E17,$Q$10:$R$47,2,0)/100","v":1.0199999999999999E-3},null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin retorno Titular + Cónyuge",0.06,null,null,null,null,"SR Titular Premium",2.5000000000000001E-2]
[null,null,null,"Seg. Del Bien (% mensual)","Seguro del Bien Hipotecario",{"$f":"+VLOOKUP(E18,$W$52:$X$53,2,0)/100","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con retorno Titular + Cónyuge",0.10199999999999999,null,null,null,null,"CR Titular Premium",4.7E-2]
[null,null,null,"Portes",0,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin retorno Titular c/sobretasa",5.7000000000000002E-2,null,null,null,null,"SR Titular + Cony. Premium",4.2500000000000003E-2]
[null,null,null,"TEA (Tasa efectiva anual)",0.14000000000000001,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con retorno Titular c/sobretasa",0.10199999999999999,null,null,null,null,"CR Titular + Cony. Premium",7.9899999999999999E-2]
[null,null,null,"TCEA (Tasa de costo efectivo anual)",0.1656748534047261,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin retorno Titular + Cónyuge c/sobretasa",0.09,null,null,null,null,"SR SD. Hipotecario CV/BF Titular CAMPAØA",2.8500000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con retorno Titular + Cónyuge c/sobretasa",0.153,null,null,null,null,"CR SD. Hipotecario CV/BF Titular CAMPAØA",4.8500000000000001E-2]
[null,null,null,null,null,null,null,null,"Cuota Doble",null,null,null,null,null,null,null,"SD. Exonerado",0,null,null,null,null,"SR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",5.4600000000000003E-2]
[null,null,null,"Valor Cuota Simple",{"$f":"+'Simulador Detalle'!$C$17","v":2224.1360670652098},null,"Valor Cuota con cuotas dobles",{"$f":"+'Simulador Detalle'!$Y$17","v":1903.0718156045098},{"$f":"+H24*2","v":3806.1436312090195},null,null,null,null,null,null,null,"Endosado",0,null,null,null,null,"CR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",9.2799999999999994E-2]
[null,null,null,"Valor Seg. Desgravamen (promedio mensual)",{"$f":"+AVERAGE('Simulador Detalle'!$I$22:$I$381)","v":120.6251872821762},null,"Valor Seg. Desgravamen (promedio mensual)",{"$f":"+AVERAGE('Simulador Detalle'!$AE$22:$AE$381)","v":120.29494257838681},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT Sobretasa (100%)",5.7000000000000002E-2]
[null,null,null,"Valor Seg. Del Bien (mensual)",{"$f":"+'Simulador Detalle'!$J$22","v":126.00000000000001},null,"Valor Seg. Del Bien (mensual)",{"$f":"+'Simulador Detalle'!$AF$22","v":126.00000000000001},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT Sobretasa (100%)",9.69E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT + CONY Sobretasa (100",8.1900000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Degravamen TIT Sobretasa 50%",4.2799999999999998E-2]
[null,null,null,"Simulaciones adicionales",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Degravamen TIT Sobretasa 50%",7.2800000000000004E-2]
[null,null,null,"Plazo","Valor Cuota Simple","Valor Cuota con cuotas dobles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Degravamen TIT Sobretasa(50%)+CONY",6.83E-2]
[null,null,null,"180 meses",{"$f":"+'Simulador Detalle'!$AP$17","v":2362.4481923106109},{"$f":"+'Simulador Detalle'!$BG$17","v":2021.4177924995656},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Degravamen TIT Sobretasa(50%)+CONY",0.11609999999999999]
[null,null,null,"240 meses",{"$f":"+'Simulador Detalle'!$BX$17","v":2224.1360670652098},{"$f":"+'Simulador Detalle'!$CO$17","v":1903.0718156045098},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT+ CONY Sobretasa (50%)",6.83E-2]
[null,null,null,null,null,null,null,null,{"$f":"+TODAY()","v":"2023-10-31"},null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT+ CONY Sobretasa (50%)",0.11]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT Sobretasa(100%)+CONY",8.1900000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
[null,null,null,"Importante:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen (TIT+CONY)Sobretasa (50%)",8.1900000000000001E-2]
[null,null,null,"- Cargos  mensuales que  se incluyen: Seguro de desgravamen individual CARDIF BNP PARIBAS  (sobre el monto del crédito adeudado a la fecha)  y Seguro del bien Mapfre  (sobre el valor asegurable). \n- Valores aproximados y referenciales. \n- Los términos y condiciones presentados son indicativos y vigentes en la medida que no ocurra cambios sustantivos en el mercado que afecten las condiciones existentes a la fecha de la presente propuesta. \n- Crédito sujeto a evaluación crediticia.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen (TIT+CONY ) Sobretasa (10",0.10920000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18559999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR SD Titul.Sobretasa100%+Cony.Sobretasa",9.5600000000000004E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR SD Titul.Sobretasa50%+Cony.Sobretasa1",9.5600000000000004E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Colaborador","CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Colaborador","CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Colaborador","CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD. HIPOT. WP(Tit + Cony)Sobretasa (N",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CV","CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CV","Seguro del Bien Hipotecario",2.8000000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CV","Seguro del Bien Exonerado",0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LDGH"]

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["Tarifa","Tipo de Seguro","Nombre Seguro","TASA",null,"Nombre Seguro","TASA"]
["Exonerado","Exonerado","SD. Exonerado",0,null,"SD. Exonerado",0]
["Titular","Sin Retorno","SR Titular Premium",0.02,null,"Endosado",0]
["Titular","Sin Retorno","SR SD. Hipotecario CV/BF Titular CAMPAØA",2.8500000000000001E-2,null,"SR Titular Premium",2.5000000000000001E-2]
["Titular","Sin Retorno","SR Degravamen TIT Sobretasa 50%",4.2799999999999998E-2,null,"CR Titular Premium",4.7E-2]
["Titular","Sin Retorno","SR SD. HIPOT. WP Tit Sobretasa (Nvo)",4.2799999999999998E-2,null,"SR Titular + Cony. Premium",4.2500000000000003E-2]
["Titular","Sin Retorno","SR Desgravamen TIT Sobretasa (100%)",5.7000000000000002E-2,null,"CR Titular + Cony. Premium",7.9899999999999999E-2]
["Titular + Cónyuge","Sin Retorno","SR Titular + Cony. Premium",4.7E-2,null,"SR SD. Hipotecario CV/BF Titular CAMPAØA",2.8500000000000001E-2]
["Titular + Cónyuge","Sin Retorno","SR SD. HIPOT. WP Tit Sobretasa + Cony (N",0.05,null,"CR SD. Hipotecario CV/BF Titular CAMPAØA",4.8500000000000001E-2]
["Titular + Cónyuge","Sin Retorno","SR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",5.4600000000000003E-2,null,"SR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",5.4600000000000003E-2]
["Titular + Cónyuge","Sin Retorno","SR Desgravamen TIT+ CONY Sobretasa (50%)",0.06,null,"CR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",9.2799999999999994E-2]
["Titular + Cónyuge","Sin Retorno","SR Degravamen TIT Sobretasa(50%)+CONY",6.83E-2,null,"SR Desgravamen TIT Sobretasa (100%)",5.7000000000000002E-2]
["Titular + Cónyuge","Sin Retorno","SR SD. HIPOT. WP Tit + Cony Sobretasa (N",6.83E-2,null,"CR Desgravamen TIT Sobretasa (100%)",9.69E-2]
["Titular + Cónyuge","Sin Retorno","SR Desgravamen TIT Sobretasa(100%)+CONY",0.08,null,"SR Desgravamen TIT + CONY Sobretasa (100",8.1900000000000001E-2]
["Titular + Cónyuge","Sin Retorno","SR Desgravamen (TIT+CONY)Sobretasa (50%)",8.1900000000000001E-2,null,"CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999]
["Titular + Cónyuge","Sin Retorno","SR SD. HIPOT. WP(Tit + Cony)Sobretasa (N",8.1900000000000001E-2,null,"SR Degravamen TIT Sobretasa 50%",4.2799999999999998E-2]
["Titular + Cónyuge","Sin Retorno","SR Desgravamen TIT + CONY Sobretasa (100",8.1900000000000001E-2,null,"CR Degravamen TIT Sobretasa 50%",7.2800000000000004E-2]
["Titular + Cónyuge","Sin Retorno","SR SD Titul.Sobretasa50%+Cony.Sobretasa1",9.5600000000000004E-2,null,"SR Degravamen TIT Sobretasa(50%)+CONY",6.83E-2]
["Titular + Cónyuge","Sin Retorno","SR SD Titul.Sobretasa100%+Cony.Sobretasa",9.5600000000000004E-2,null,"CR Degravamen TIT Sobretasa(50%)+CONY",0.11609999999999999]
["Titular + Cónyuge","Sin Retorno","SR Desgravamen (TIT+CONY ) Sobretasa (10",0.1,null,"SR Desgravamen TIT+ CONY Sobretasa (50%)",6.83E-2]
["Titular","Con Retorno","CR Titular Premium",0.04,null,"CR Desgravamen TIT+ CONY Sobretasa (50%)",0.11]
["Titular","Con Retorno","CR SD. Hipotecario CV/BF Titular CAMPAØA",4.8500000000000001E-2,null,"SR Desgravamen TIT Sobretasa(100%)+CONY",8.1900000000000001E-2]
["Titular","Con Retorno","CR Degravamen TIT Sobretasa 50%",7.2800000000000004E-2,null,"CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
["Titular","Con Retorno","CR SD. HIPOT. WP Tit Sobretasa (Nvo)",7.2800000000000004E-2,null,"SR Desgravamen (TIT+CONY)Sobretasa (50%)",8.1900000000000001E-2]
["Titular","Con Retorno","CR Desgravamen TIT Sobretasa (100%)",9.69E-2,null,"CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
["Titular + Cónyuge","Con Retorno","CR Titular + Cony. Premium",7.9899999999999999E-2,null,"SR Desgravamen (TIT+CONY ) Sobretasa (10",0.10920000000000001]
["Titular + Cónyuge","Con Retorno","CR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",0.09,null,"CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18559999999999999]
["Titular + Cónyuge","Con Retorno","CR SD. HIPOT. WP Tit Sobretasa + Cony (N",0.09,null,"SR SD Titul.Sobretasa100%+Cony.Sobretasa",9.5600000000000004E-2]
["Titular + Cónyuge","Con Retorno","CR Desgravamen TIT+ CONY Sobretasa (50%)",0.11,null,"CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
["Titular + Cónyuge","Con Retorno","CR Degravamen TIT Sobretasa(50%)+CONY",0.11609999999999999,null,"SR SD Titul.Sobretasa50%+Cony.Sobretasa1",9.5600000000000004E-2]
["Titular + Cónyuge","Con Retorno","CR SD. HIPOT. WP Tit + Cony Sobretasa (N",0.11609999999999999,null,"CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
["Titular + Cónyuge","Con Retorno","CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
["Titular + Cónyuge","Con Retorno","CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
["Titular + Cónyuge","Con Retorno","CR SD. HIPOT. WP(Tit + Cony)Sobretasa (N",0.13919999999999999]
["Titular + Cónyuge","Con Retorno","CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999]
["Titular + Cónyuge","Con Retorno","CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
["Titular + Cónyuge","Con Retorno","CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
["Titular + Cónyuge","Con Retorno","CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18]

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[null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":162940},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":162940},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":162940},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":162940},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":162940},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":162940}]
[null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":600000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":600000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":600000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":600000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":600000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":600000},{"$f":"'Simulación Cliente'!$E$10","v":450000}]
[null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles"]
[null,"Plazo",{"$f":"+'Simulación Cliente'!$E$16","v":240},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",{"$f":"+'Simulación Cliente'!$E$16","v":240},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",180,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",180,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",240,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",240]
[null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2023-10-31"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2023-10-31"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2023-10-31"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2023-10-31"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2023-10-31"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2023-10-31"}]
[null,"Fecha de 1er Pago",{"$f":"EDATE(C7,1)","v":"2023-11-30"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(Y7,1)","v":"2023-11-30"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(AP7,1)","v":"2023-11-30"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(BG7,1)","v":"2023-11-30"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(BX7,1)","v":"2023-11-30"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(CO7,1)","v":"2023-11-30"}]
[null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2]
[null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2]
[null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.14000000000000001},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.14000000000000001},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.14000000000000001},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.14000000000000001},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.14000000000000001},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.14000000000000001}]
[null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":1.0199999999999999E-3},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":1.0199999999999999E-3},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":1.0199999999999999E-3},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":1.0199999999999999E-3},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":1.0199999999999999E-3},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":1.0199999999999999E-3}]
[null,"TCEA",{"$f":"(1+(((1+C11)^(30/360)-1)+C12+C16))^12-1","v":0.15387891603723891},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+Y11)^(30/360)-1)+Y12+Y16))^12-1","v":0.15387891603723891},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+AP11)^(30/360)-1)+AP12+AP16))^12-1","v":0.15387891603723891},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+BG11)^(30/360)-1)+BG12+BG16))^12-1","v":0.15387891603723891},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+BX11)^(30/360)-1)+BX12+BX16))^12-1","v":0.15387891603723891},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+CO11)^(30/360)-1)+CO12+CO16))^12-1","v":0.15387891603723891}]
[null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4}]
[null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":0}]
[null,"% Portes",{"$f":"C15/C3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"Y15/Y3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"AP15/AP3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"BG15/BG3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"BX15/BX3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"CO15/CO3","v":0}]
[null,"VALOR CUOTA",{"$f":"(C3+(C14*D4)*O20)/N20","v":2224.1360670652098},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(Y3+(Y14*Z4)*AK20)/AJ20","v":1903.0718156045098},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(AP3+(AP14*AQ4)*BB20)/BA20","v":2362.4481923106109},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(BG3+(BG14*BH4)*BS20)/BR20","v":2021.4177924995656},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(BX3+(BX14*BY4)*CJ20)/CI20","v":2224.1360670652098},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(CO3+(CO14*CP4)*DA20)/CZ20","v":1903.0718156045098}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'Simulación Cliente'!E14-'Simulador Detalle'!T20","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(N22:N381)","v":77.659405678066463},{"$f":"SUM(O22:O381)","v":77.659405678066463},null,null,null,null,{"$f":"SUM(T22:T381)","v":162940.00000000003},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AJ22:AJ381)","v":90.761201810227192},{"$f":"SUM(AK22:AK381)","v":77.659405678066463},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(BA22:BA381)","v":72.856594916986097},{"$f":"SUM(BB22:BB381)","v":72.856594916986097},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(BR22:BR381)","v":85.148123064013859},{"$f":"SUM(BS22:BS381)","v":72.856594916986097},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(CI22:CI381)","v":77.659405678066463},{"$f":"SUM(CJ22:CJ381)","v":77.659405678066463},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(CZ22:CZ381)","v":90.761201810227192},{"$f":"SUM(DA22:DA381)","v":77.659405678066463}]
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